Homeoffice Financial Crimes Analyst

About Our Client

As one of the first pioneers of earned wage access, the hiring company's passion is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. The community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since the founding of the app, it has been downloaded over 13M times and has provided access to over $15 billion in earnings.

The hiring company is fortunate to have an incredibly experienced leadership team, combined with world-class funding partners. They are growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of their growth journey.

About The Role

Our client is seeking an experienced Financial Crimes Analyst who will play a critical role in ensuring compliance with regulatory requirements and mitigating both current and emerging risks by creatively leveraging data and technology to improve the effectiveness of business and compliance processes.

Salary Range

$80,000 - $90,000 + equity + benefits. The salary ranges are determined by role, level, and location.

This is a remote position.

What You'll Do:

• Conduct transaction surveillance investigations, identifying potential financial anomalies and suspicious activities
• Assist with reviewing exceptions relating to Client Identification Program, Economic Sanctions screening, and transaction monitoring
• Support the development and execution of Anti-Money Laundering (AML) and economic sanctions compliance risk assessments to address regulatory risks for the Compliance program
• Analyze regulations and their applicability to products and services, and assist with the development of creative and compliant processes and controls
• Execute projects as directed by the manager, ensuring timely and accurate completion while seeking guidance when needed
• Monitor adherence to policies and procedures, and test the effectiveness of processes and controls
• Identify potential areas of weakness and work with partners to strengthen the associated control environment
• Monitor the implementation of corrective actions and escalate when appropriate
• Foster collaboration and provide cross-functional support within the department, including areas such as fincrime & fraud, regulatory complaints, product and marketing compliance, and the overall compliance program
• All other duties as assigned

What They're Looking For:

• 2+ years of financial crimes experience in Financial Services
• Prior professional services, Fintech, or Financial services experience
• ACAMS designation
• Demonstrated knowledge and application of financial crimes laws and regulations (BSA/USA PATRIOT Act/AMLA/FinCEN regs/OFAC regs/ABAC)
• Regulatory experience with Fraud & Disputes
• Demonstrated knowledge of compliance/regulatory risks, processes, and control frameworks, and the ability to design and evaluate the effectiveness of controls embedded within business processes
• Clear, concise, and persuasive written and verbal communication
• Strong orientation to deadlines and detail
• Commercially-oriented creative thinker and problem solver
• Strong project management, critical thinking, and analytical skills
• Ability to embrace and champion core values
• Mature, professional and of unquestionable integrity, carrying out excellent judgment when handling sensitive information
• Proficiency in Excel/Sheets (VLOOKUP, INDEX MATCH, advanced conditional formatting, pivot tables and reporting, macros and VBA) and PowerPoint/Slides